Dee and I are blessed with what feels like a comfortable retirement. We’re among the fortunate, two pensions, two social securities. We have some savings. If we are careful with how we tap our savings, we’re fine and there will be some sort of inheritance for Morri. Not everyone is so lucky. I feel good about our blessing, feel that I worked hard for it. I worked until I was 79, longer than most people, and I have the good fortune now to be free of the earning burden. I don’t

Have trouble getting started this week? Here's a couple of tricks that might help. The first is a simple solution that I didn’t discover until I was recovering from carotid artery surgery. I found it, of all places, in an old Harvard Business Review . “Get on a regular sleep schedule.” What a crazy idea. As far as I was concerned, staying up late and sleeping late was what made weekends special.   I paid the piper on Mondays. For years, I fought my way through it until I lear

I’ve been noticing that I’ve gotten stingy in a way I hadn’t been in a while. I noticed it first when a college classmate called a couple of years ago. “Could I give to the annual fund drive?” I began to explain my hesitancy: the fixed income. He interrupted. “Lots of us are in that boat.” Of course, we are. We graduated sixty years ago. “Even a small amount would be wonderful.” They were more interested in the percentage of class still giving than the amount raised. Our clas